INDEXOS CARD — THE INVENTORY CARD FOR ECOMMERCE BRANDS
The Indexos Card covers inventory and operating costs with zero-interest payment timing tied to your marketplace payouts — so a purchase order never has to wait on Amazon’s DD+7.
No personal guarantee. Approval based on your store performance.
0%
Interest when you pay on your payout cycle
Unlimited
Virtual cards for every supplier and SKU
< 24h
from connect to a limit
The Indexos Card isn’t a generic corporate card. It reads your store data through Indexos — inventory, COGS, payouts — and turns it into spending power that repays itself.
Spend on inventory today and repay when your Amazon, Shopify, or Walmart payout lands. Zero interest inside your cycle.
Issue a virtual card per supplier or per product. Lock each to a category and a limit so spend maps cleanly to COGS.
Every card purchase updates product-level cost of goods from the invoice — so your true margin is always current.
Match purchase orders, invoices, and receipts before a dollar leaves. Catch overbilling and duplicate charges automatically.
Your limit flexes with real store performance and upcoming payouts — not a static line set once at signup.
The Indexos AI copilot flags stockout-risk buys, overspend, and margin-killers, and suggests the smarter move.
Built for the way marketplace sellers actually run — payout gaps, supplier deposits, ad spikes, and razor-thin margins.
Amazon pays on DD+7. Suppliers want a deposit now. The card bridges the gap without a loan.
Keep working capital in the business instead of pre-paying suppliers weeks before revenue lands.
Because COGS updates from the invoice, the profit you see is the profit you actually made.
Per-supplier cards mean you can trace every dollar back to a product line.
Approval is based on connected store performance, not the founder’s personal credit.
Sell more, get more spending power. The limit moves with your revenue, automatically.
Cards, COGS, purchasing, and cash flow live in the same system — Indexos.
Dex surfaces the buy; you approve it. Purchasing that used to take an afternoon takes seconds.
The Indexos Card makes money when your inventory sells through at a profit — not when you carry a revolving balance. Our incentive is your sell-through, not your debt.
Connect your store in minutes. Most limits are set within a day.
Who is the card for?
Sellers on Amazon, Shopify, Walmart, and TikTok Shop who buy inventory ahead of revenue. If you run purchase orders and wait on payouts, it’s built for you.
How is repayment zero interest?
When you repay within your payout cycle, there’s no interest. The card is designed around marketplace payout timing, not a revolving APR.
Do you check my personal credit?
Approval is based on your connected store performance through Indexos. Qualified brands are approved without a personal guarantee.
How fast can I use it?
Connect your store and virtual cards are ready in minutes once approved. Physical cards ship in 5–7 business days.
What does it cost?
Pricing depends on your program and is shown to you before anything applies. This card is about payment timing and spend control — that’s where the value is.
Which marketplaces do you support?
Amazon, Shopify, Walmart, and TikTok Shop today, with more channels added as we grow. You can connect more than one at once.
Does connecting my store move any money?
No. Store and bank connections are read-only. We read orders, payouts, and COGS to size your card — we never move funds out of your accounts.
What happens if a payout is late?
Your repayment date follows your actual payout schedule. If a marketplace delays a payout, we work from the real timing rather than penalizing you for it.
Can I set limits per supplier or SKU?
Yes. Every virtual card carries its own limit, category lock, and repayment timing, so spend maps cleanly to a product line.
Will this affect my personal credit?
Approval is based on your connected store data, not a personal credit pull, and qualified brands are approved without a personal guarantee.
Is there a physical card?
Yes. Virtual cards are ready in minutes; physical cards ship in 5–7 business days for in-person and card-present purchases.
How is my limit decided?
Dex reads your live store performance and upcoming payouts and sizes your spending power to match — then keeps re-checking as you grow.